免费净资产计算器
汇总您的资产和负债，计算个人净资产，全面了解您的财务状况。
USD
USD
USD
USD
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USD
Net Worth
$140,000
Total Assets$335,000
Total Liabilities$195,000
Net Worth vs Cash & Savings
公式
## Net Worth Formula **Net Worth = Total Assets - Total Liabilities** Assets include everything you own (cash, investments, property). Liabilities include everything you owe (mortgage, loans, credit cards).
计算示例
Calculating net worth with typical middle-class finances.
- 01Total assets = $15,000 + $50,000 + $250,000 + $20,000 = $335,000
- 02Total liabilities = $180,000 + $15,000 = $195,000
- 03Net worth = $335,000 - $195,000 = $140,000
常见问题
What is average net worth by age?
Median net worth by age: Under 35: ~$39,000, 35-44: ~$135,000, 45-54: ~$247,000, 55-64: ~$364,000, 65-74: ~$410,000.
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