免费房屋净值计算器
计算您的房屋净值，了解房产当前市值减去未偿还贷款后的权益金额。
USD
USD
Home Equity
$150,000
Equity Percentage37.5%
Loan-to-Value (LTV)62.5%
Home Equity vs Current Home Value
公式
Home Equity Formula
Equity = Home Value - Mortgage Balance
LTV = Mortgage Balance / Home Value × 100%
You can typically borrow against equity via a HELOC or home equity loan when LTV is below 80%.
计算示例
Home worth $400,000 with $250,000 mortgage remaining.
- 01Equity = $400,000 - $250,000 = $150,000
- 02Equity % = $150,000 / $400,000 = 37.5%
- 03LTV = $250,000 / $400,000 = 62.5%
常见问题
How much equity can I borrow against?
Most lenders allow you to borrow up to 80-85% of your home value, minus your existing mortgage. So with $400K value and $250K owed, you could potentially borrow up to $70K-$90K.
学习