免费教育储蓄计算器
规划子女教育储蓄目标，计算每月需存入多少才能满足未来学费需求。
USD
years
USD
%
Estimated Total Cost
$120,000
Monthly Savings Needed$676.74
Current Savings Will Grow To$9,097
Estimated Total Cost vs Years Until College
公式
College Savings Calculation
Total Cost = Annual Cost × Years
The monthly savings needed is calculated by finding the gap between the total cost and what your current savings will grow to, then solving for the PMT needed to fill that gap.
计算示例
$30,000/year for 4 years, 10 years away, $5,000 saved, 6% returns.
- 01Total cost = $30,000 × 4 = $120,000
- 02Current savings in 10 years = $5,000 × 1.005^120 = $9,097
- 03Gap = $120,000 - $9,097 = $110,903
- 04Monthly savings needed = ~$679
常见问题
What does college cost on average?
In-state public: ~$10,000-15,000/year. Out-of-state public: ~$22,000-30,000/year. Private: ~$35,000-60,000/year. These include tuition and fees only.
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