资本利得税计算器
计算短期和长期资本利得税额，根据您的收入水平和持有期限估算股票、房产等投资资产出售后的应缴税款。
USD
USD
Capital Gain
$5,000
Tax on Gain$750
After-Tax Profit$4,250
Total Return50.0 %
Capital Gain vs Purchase Price
公式
Capital Gains Tax Rates (2024)
Long-Term (held >1 year)
Short-Term (<1 year)
Taxed as ordinary income at your marginal tax rate (up to 37%).
计算示例
Bought at $10,000, sold at $15,000, held over 1 year.
- 01Capital gain = $15,000 - $10,000 = $5,000
- 02Tax at 15% = $5,000 x 0.15 = $750
- 03Net profit = $5,000 - $750 = $4,250
常见问题
What is the difference between short-term and long-term gains?
Short-term gains (held under 1 year) are taxed as ordinary income. Long-term gains (held over 1 year) get preferential rates of 0%, 15%, or 20%.
Can capital losses offset gains?
Yes. Capital losses offset capital gains dollar-for-dollar. If losses exceed gains, you can deduct up to $3,000 against ordinary income per year.
Do I owe tax on unrealized gains?
No. Capital gains tax is only owed when you sell an asset. Unrealized gains (paper profits) are not taxed until the sale occurs.
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