Net Income Calculator — 公式
## How to Calculate Net Income
Subtract all monthly expenses from your monthly income to find your surplus (or deficit).
### Formula
**Net Income = Monthly Income - Total Expenses**
A positive number means you have money left for savings or discretionary spending. A negative number means you are spending more than you earn.
Subtract all monthly expenses from your monthly income to find your surplus (or deficit).
### Formula
**Net Income = Monthly Income - Total Expenses**
A positive number means you have money left for savings or discretionary spending. A negative number means you are spending more than you earn.
计算示例
$5,000 monthly income with $3,300 in total expenses.
- Total expenses = $1,500 + $300 + $500 + $400 + $600 = $3,300
- Net income = $5,000 - $3,300 = $1,700
- Expense-to-income ratio = $3,300 / $5,000 = 66.0%